Why I built this
I am the kind of person this is for.
I was in my late fifties before I sat down to really look at retirement, and I was a bit embarrassed by how little planning I had done. The tools I found expected me to already understand Canadian rules and taxes. I did not, and I suspect most people do not. So I built something I would actually use: a place to learn how the rules work and explore what changes your picture, at your own pace.
I am older than my partner by a fair bit. We keep our finances mostly separate, with a shared mortgage between us. We both have investments and pensions, and we both roughly know what we have, but neither of us could say exactly where it all sits or whether it adds up to a retirement that works.
The tools did not fit our household either. They assumed we pooled everything. They assumed we would retire at the same time. They assumed a financial life that was not ours.
