How it works
From worry to clarity. A plan that grows with you.
TruePath turns your scattered numbers into one clear retirement picture, then keeps that picture current as your real life changes. Here is the entire journey, end to end, in plain English.
About 15 minutes
Add your numbers
You enter your numbers yourself. TruePath never connects to your bank, brokerage or any external account. We ask for what we need, and nothing more.
- RRSP, TFSA, pensions, CPP estimates, real estate and debts
- Voice input on every field. Talk through your numbers like a conversation.
- Both spouses, the way the CRA actually files: separately
- Save and come back any time, no pressure to finish in one sitting
The picture, finally
See your plan in plain English
One household plan. After-tax monthly income, year by year, per spouse. Plain English explanations of what your numbers mean. Net worth tracked all the way through.
- After-tax monthly income for every year of retirement
- Calculated separately for each spouse, the way Canadian tax works
- OAS clawback flagged before it surprises you
- Pension splitting applied where it makes sense
- Net worth projection: investments, real estate, debts paying down
Without commitment
Try changes safely
What if I retire two years earlier? What if my partner lives to 95? What if there is a $50,000 emergency? Try the question that scares you. Watch the plan respond. Nothing applies unless you choose it.
- Pre-built life-change scenarios ready to explore in one click
- Ask your own what-if in plain English
- Try any scenario, save what is useful, revisit any time
- Nothing changes your actual plan until you choose to act on it
Ask TruePath, any time.
A streaming AI chat that knows your full plan. Ask when to take CPP, how OAS clawback hits, whether RRSP or TFSA comes first. Personalised to your numbers, not generic. Voice in, voice out.
Plain English answers
Voice input on every screen
Read-aloud responses
We never connect to your accounts. Ever.
You enter your numbers yourself. No bank login. No brokerage link. No screen-scraping. Your data lives in our encrypted Canadian database, and nowhere else. Simple.
Read about our securityYour first 14 days
What the trial actually looks like.
Day 1
Sign up. 15 minutes.
Enter your numbers. Voice input optional. No card charged yet.
Day 1 still
See your plan.
After-tax income, net worth, plain English explanation of where you stand. All ready before lunch.
Days 2 to 14
Try the questions that scare you.
What if you retire earlier? What if a spouse lives to 95? Try scenarios, save what matters, ask TruePath.
Day 14
Decide. No pressure.
Continue at $29.99/mo or $329.89/yr. Or cancel and pay nothing. Your data is yours either way.
Your retirement plan, kept current as life changes.
Fourteen days free. Start fast. Keep refining as your real life moves. Cancel any time before the trial ends and you pay nothing.